Sydney Mortgage Broker & Investment Loan Specialist
2,231 families all around Sydney served with distinction since 2005
301 real Sydney client reviews on Google going back many years and averaging 5.0 Stars
Our independent Sydney Mortgage Brokers will meet you online or in person to provide you expert, no obligation advice

Winner of Best Customer Service Award for NSW/ACT in 2020
We Compare Home Loans From Over 40 Lenders So You Don't Have To... We provide independent, expert advice to help you save years in mortgage repayments, fees, and taxes
Why use OneSite Finance?
Choosing the right home loan can help you save thousands of dollars to enjoy now and invest and build wealth for your future.
Choosing the wrong home loan can burden you and your family with unnecessary financial pressure and slow your progress towards financial independence.
Hundreds of Home Loans to Choose From
Our independent Sydney based Mortgage Brokers will analyse your needs and compare hundreds of home loan products from our panel of 40 plus lenders. We cover the market including the Big 4, mid-tier banks, internationals and credit unions.
Your bank, as good as they may be, can only ever show you their in-house loan products.
Exceptional Lender Relationships
The Lenders treat our expert Mortgage Brokers as trusted partners. This allows us to:
- Negotiate better interest rates and bigger discounts than what is advertised or granted in branch
- Achieve faster turn-around times. This is a huge advantage in a market like Sydney
- Ask for upfront or discounted property valuations
- Negotiate and present challenging or non-standard deals
Structured to Save Tax
Our network of trusted professional advisors will help you structure your finances to legally save tax and give you greater cash flow to improve your lifestyle, reduce debt, and invest for the future.
It's amazing how the right setup can save you hundreds of thousands in tax - legally. Now and in the future.
Ongoing Yearly Reviews
Our customer services team will review your situation periodically to ensure you always have the most suitable home loan product. We will renegotiate with your current lender on your behalf to make sure you never pay more than you need to.
And if we find a more suitable loan product with a different lender, we'll look after all the paperwork.
19 Years of Home Loan Expertise
Since 2005, we've helped 2,231 families purchase their first homes, invest in property, build newer or bigger homes and refinance existing home loans. We are here for our customers every step of the way.
Our mortgage brokers are some of the most reviewed mortgage professionals in Australia, with hundreds of real reviews from Sydney Home owners and investors on Google and Facebook going back over many years.
Your Local Mortgage Experts
OneSite Finance is all about the customer experience... When you call us, you will talk to a real Mortgage Broker in Sydney. Not an overseas call centre operator.
Our office is located on the Sydney CBD Fringe suburb of Surry Hills - a 5-minute walk from Sydney's Central Station. We can meet you there, or online. The choice is yours.
We all live in different parts of Sydney and are quite involved in a number of community service and charity initiatives.
Free Advice Without Obligation
Whether you’re thinking about buying a home or just want to make sure you are not overpaying on your current home loan, get in touch for a Free Home Loan Strategy Session. We can visit you at home, you can come to our office in Surry Hills, or we can meet online on Zoom. We will share with you our best ideas and advice. Ideas that are specific to your situation, 100% free.
We get paid a commission by the lender you select at the end of the process. All lenders pay the same amount of commission approximately.
Enquire Now
Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes
How we find you the most suitable home loan for you
It all comes down to asking the right questions. We try to get a complete understanding of where your current situation, and what your ultimate goals are. Contact us and get a recommendation in just a few simple steps.
Complete the Free Loan Strategy Session form or Call Is
We will ask you for some documents and assess your situation
We look at all the options available form our Panel of 41 Lenders
We find you the most suitable home loan available
Testimonials from real clients... Just like you
- I was recommended to Liz by a family friend and could not have been happier. Liz and the team were instrumental in guiding me during a tumultuous first home purchase. They were highly responsive, answered my questions patiently, navigated various calculations on my behalf, leant in to conversations with my solicitor, negotiated rates to find the most suitable lender, and ensured a smooth and timely loan settlement.
Liz was also there coaching me through a complicated application process, which I would have needed to repeat without her help.
I had a consistent feeling that the team were there to support my best interests and would be happy to go with them again for any future purchases. -read moreread lessLiz has been my mortgage broker for several years now and I cannot recommend her and OneSite enough. She secured a loan for me for an investment property when I wouldn't have known where to start or how to get a good rate.
I barely knew the basics at the time and she went out of her way to take the time to explain offset accounts and a bunch of things on property investment in general.
Recently she went through the process of refinancing the loan with another bank in order to get me a better rate.
Liz is great to deal with, easy to talk to, always makes time to help and I often turn to her for advice in general with anything property related. -read moreread lessLiz was absolutely fantastic helping me get my first home. She was recommended to me and by far one of the best decisions I could have made. She went well above and beyond to get the best rate and deal she could and gave me plenty of options to make sure the loans suited my needs. Liz made the whole process very easy and importantly she kept me informed and updated throughout the whole process - she knows her stuff. I couldn't recommend Liz high enough. -read moreread less - Norman Suryadi was outstanding in helping us to get a mortgage for our first home. He is a great broker with very good insight into the different/best alternatives out there for mortgages. We got the best rates possible! He was very friendly and efficient, and extremely helpful and patient with our frequent queries about products, features and processes. We will be referring any friends and family who are looking for a mortgage to Norman. -read moreread lessWe have availed ourselves of the services provided by Onesite since the year 2012, encompassing a total of four properties. Throughout this period, Liz Zaki has consistently aided us in identifying a suitable bank and interest rate, tailored to our financial capacities. Furthermore, Liz has demonstrated an exceptional ability to facilitate all our property transactions, ensuring their seamless execution while providing lucid explanations of contractual terms. -read moreread lessWe've found One Finance on google and decided to give it a try based on the amazing reviews. We were wondering whether the 5 stars were too good to be true but after our first chat with Liz, I could understand why she has that rating.
Liz is extremely competent, focused and committed to help you choose the best deal. She's efficient while also friendly. If i had any question, I'd pick the phone and get an answer right away. Whether those were questions directly related to the loan or even unrelated (e.g. negotiation tips, strata report, concerns about the location). Liz has wide experience in the property market, so she knew to advise us about one of the areas locations we were looking into, saying to pay attention to airplane noise levels there. That was really helpful. At our first meeting she also prepared a full manual for us which clearly explains how the process works, what different types of loans exist, etc. Throughout this process, I could be 100% confident that Liz is on top of things and her can do, positive attitude was so uplifting for us - anxious first home buyers.
I've already recommended Liz to all our friends, but hopefully this review will help other ppl out there as well. -read moreread less - We had bought our first property and Liz was very helpful and professional all throughout the journey. She was always available to help us with our queries. We had an unfortunate situation where the house wasn't settling on time and Liz was patient and helpful in smooth sailing for re-approval process.
Highly recommend OneSite finance. Cheers -read moreread lessWe were fortunate to have Liz Zaki and the OneSite Finance team recommended to us by close friends, but it's easy to see why they did recommend her. As first-home buyers, we found the process seamless thanks to Liz. She tailored options to our needs and got us great rates.
Communication was effortless, and Liz was always there to answer any questions. What really sets her apart is her genuine desire to help, offering invaluable advice beyond just brokering a deal.
If you're in need of a mortgage broker, look no further. Liz and her team are the gold standard. -read moreread lessIf Liz and her team can’t get you a loan nobody can,
We gave them a challenge organising our entire loan during our cooling off period, with the added difficulty of our finances due to being a small business owner, and she got us the best deal with the bank we chose, even getting the bank managers private number to get us approved faster.
I have already recommended my friends to Onesite finance. -read moreread less - As somewhat bewildered first home buyers, we needed plenty of guidance, from doing our due diligence before making an offer all the way up to selecting and establishing our home loan. Norman at OneSite was extremely helpful and patient. He talked us through the substantial amount of paperwork and made the process very smooth. I'd recommend OneSite to any first home buyers. -read moreread lessI recently had the pleasure of working with Liz & her team from OneSite for my mortgage needs, and I must say the experience was exceptional. From our initial consultation to the finalization of the mortgage process, Liz exhibited professionalism and expertise every step of the way.
Her depth of knowledge in the mortgage industry was evident, as she guided us through the various options available and helped us choose the best fit for my financial situation. Additionally, Liz was highly responsive to all my inquiries, promptly addressing any concerns I had and providing clear explanations throughout the process.
I was impressed by Liz's attention to detail and commitment to ensuring a smooth and efficient transaction. She navigated the complexities of the mortgage process with ease, making what could have been a daunting experience seamless and stress-free.
Overall, I wholeheartedly recommend Liz & her team to anyone in need of mortgage services. Their professionalism, expertise, and dedication to client satisfaction truly set them apart in the industry. Thank you, Liz , for your outstanding assistance in securing my mortgage. -read moreread lessI have used Liz’s services a while back and also dealt with lenders directly thereafter.. several times. I found that Liz was the fastest, most efficient one and she always kept me up to date. I could ask her at anytime and I didn’t need to follow up at all. She gave me assurance that things were done correctly and in time. I would definitely go with Liz the next time. -read moreread less - Liz and her team were a great help for our first property purchase. The home loan process was explained to us very well. Liz provided clear and professional guidance. Communication was great; Liz was always available for queries and we had updates throughout the process. The whole experience was very smooth which was much appreciated in a busy and stressful time. Liz was recommended by a friend and we have happily recommended her to other friends too. -read moreread lessLiz and her team made my first home purchase so easy, simple and seamless.
As a first home buyer I really had no idea what I was doing and needed my hand held. Liz went above and beyond and ensured that I was kept in the loop through the cooling off period and settlement.
I highly recommend OneSite Finance and have already met with Liz to work on a goal to purchase a second property.
Thank you Liz 🙂 -read moreread less
See what our clients have had to say about the service they received. We strive to be the Best Mortgage Broker in Sydney
Read through hundreds of real 5-star customer reviews on Google and Facebook going back many years
Enquire Now. Book Your FREE Home Loan Strategy Session
Discover how to get the right home or investment property loan and save years and thousands in repayments, fees and taxes
Sydney Mortgage Broker & Investment Loan Specialist
Are you looking for one of the best home loan or an investment loan in Sydney?
Confused by the mountains of information out there? You’re not alone... Trying to navigate interest rates, monthly repayments, tax and legal implications on your own can be challenging. That’s why the services of a good mortgage broker are invaluable.
Rather than going to multiple banks yourself, we offer you access to 40+ banks and lenders. We simplify the process, educate and advise you, so you fully understand your financial position and are in control of your property purchase from start to finish.
Since 2005, OneSite Finance has helped 1400+ clients around Sydney achieve their property ownership dreams.
